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Associate take-home calculator

Your income after tax and National Insurance as a self-employed associate — and the monthly percentage to set aside so January is a non-event.

Your share of fees, after lab deductions — the amount the practices actually pay you over a year.

GDC, indemnity, courses, equipment and so on — see our expenses guide if unsure.

From your pay statements. Leave at 0 if fully private.

Illustrative figures using 2026/27 rates and simplified assumptions — not advice, and no substitute for a proper calculation on your real numbers. Ask us for the accurate version — it's free.

Your year, roughly

How to read this

The set-aside percentage is the number that matters day to day: move that share of every practice payment into a separate account and your tax bills are already funded. Remember your first-ever bill includes a 50% advance for the following year — our associate tax guide explains payments on account.

Ready when you are

Want the accurate version, on your numbers?

These tools use sensible simplifications. A free conversation gets you the real calculation — and usually a couple of things worth fixing.

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