Plain-English, dentist-specific guides to the money side of your career — written by accountants who work with dentists and nobody else, and kept current as the rules move.
Registering with HMRC, the bill worked out in full, payments on account, the monthly set-aside and the mistakes that cost associates real money.
Read the guideGDC fees, indemnity, courses, loupes, travel — what's genuinely allowable, what isn't, and the folklore to ignore.
Read the guideThe 2026/27 arithmetic in pounds: why extraction now costs 52.8% against a sole trader's 42%, what the NHS pension forfeit is worth, and the six-step test.
Read the guideMoving from foundation training to associate: the registrations, the real size of your first tax bill, and the set-aside that covers it.
Read the guideQuarterly updates are here for most associates. Who is caught, the four dates, what actually goes in an update, and what late costs.
Read the guideWhat a year of accrual is actually worth, the 2026/27 tiers and the £200 pay rise that costs £1,240, annualisation, the taper trap and McCloud.
Read the guideSearch to completion in one map: rebuilding the seller's EBITDA, due diligence, stamp duty, capital allowances and the points where buyers overpay.
Read the guideRebuilding the seller's EBITDA in pounds, what moves the multiple, the four-nation differences and what the sale costs in tax at 2026/27 rates.
Read the guideWhat two years of preparation adds to the price, BADR at 18% and the £120,000 version of it, share vs asset sale, and the earn-out tax trap.
Read the guideSetup costs, the irrecoverable VAT nobody budgets for, a month-by-month working-capital model, and the loss-relief decision that is worth more than the fit-out discount.
Read the guideStaff %, lab %, materials, chair utilisation and profit per surgery — the ratios that tell you if 'busy' means 'good', built with the 2026/27 rates.
Read the guideEmployed vs self-employed hygienists: the status tests, what a reclassification costs in real figures, and clean ways to structure both routes.
Read the guideExempt is not zero-rated, and the difference is real money. The three income buckets, the £90,000 test drawn round the taxable slice only, partial exemption worked in pounds, the capital goods threshold change of 29 July 2026, and TOGC on a sale.
Read the guideThe professional clearance process, the authorisation timescales that actually govern it, how far back errors can be corrected, and what the switch is worth in pounds.
Read the guidePrefer the short, topical reads?
Browse our articlesThe guides cover the patterns; your situation is specific. A free conversation usually answers more than an afternoon of reading.
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