Monthly repayments and total cost for a practice purchase, buy-in or squat loan — plus the debt-service cover ratio a lender will actually look at.
Add this to see lender-style affordability cover.
Illustrative figures using 2026/27 rates and simplified assumptions — not advice, and no substitute for a proper calculation on your real numbers. Ask us for the accurate version — it's free.
Dentistry borrows well — the risk is the wrong structure, not a refusal. We test affordability against real accounts, advise the tax treatment, and introduce clients to a dental-specialist lender with the numbers already prepared.
These tools use sensible simplifications. A free conversation gets you the real calculation — and usually a couple of things worth fixing.
One short email a month: deadlines coming up, rule changes that affect dentists, and one number worth checking in your practice. No spam, unsubscribe any time.